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innovation

Learn how new approaches to lifetime income are changing the way Americans retire


Explore our video library to learn about the latest industry trends, innovations in lifetime income, retirement investing strategies, and more from the leading voices at ARS. Our team of industry veterans are bringing revolutionary thinking to help solve the retirement income crisis in America.

Does the 4% rule provide financial security?

How to solve the retirement income crisis

Is providing a lifetime income option a fiduciary’s responsibility?

The need for lifetime income

Patent Pending
This website is intended for institutional retirement industry professionals.

• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt a financial strategy, or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition, or particular needs of any specific person.

Lifetime Income Builder will be powered by an insured guaranteed income solution issued by an insurance carrier that the plan fiduciary has determined qualifies for the safe harbor provisions of ERISA section 404. All guarantees and protections are subject to the claims-paying ability of the issuing insurance carrier. Lifetime Income Builder does not directly participate in the stock market or any index. It is not possible to invest in an index. Withdrawals are subject to income tax, and withdrawals before age 59½ may be subject to a 10% federal tax penalty.