leading the

Retirement income revolution

Innovation that challenges traditional thinking

Changing the Industry, One Innovation at a Time


It’s time for investment products to support investors not only up to, but all the way through retirement. Our patent-pending Lifetime Income Builder solution embeds a guaranteed income strategy directly within the portfolio — resulting in a fully liquid investment designed to deliver lifetime income and better investor outcomes.

Strong growth potential

Lifetime income

Full liquidity

“Existing solutions take a square peg and try to fit it into a round hole. 

It’s time for fresh thinking.

What can we do for you?


Whether you are a representative from a financial institution or a financial professional looking to offer your clients innovative solutions, we look forward to helping you. Contact us today to learn how you can leverage ARS to help build a more secure financial future.

Patent Pending
This website is intended for institutional retirement industry professionals.

• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt a financial strategy, or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition, or particular needs of any specific person.

Lifetime Income Builder will be powered by an insured guaranteed income solution issued by an insurance carrier that the plan fiduciary has determined qualifies for the safe harbor provisions of ERISA section 404. All guarantees and protections are subject to the claims-paying ability of the issuing insurance carrier. Lifetime Income Builder does not directly participate in the stock market or any index. It is not possible to invest in an index. Withdrawals are subject to income tax, and withdrawals before age 59½ may be subject to a 10% federal tax penalty.