Third-Party Resources

We are always looking to learn from great minds in the industry. View some of our favorite third-party resources below and how a TDF with Lifetime Income Builder aligns with many of these industry leaders’ findings.

It’s Time For Change

Target date funds have been instrumental in helping participants save for retirement – but they don’t finish the job. This paper from the Retirement Learning Center details the need for a next-generation income solution to solve the industry’s lack of innovation.

Innovation and How to Deliver Greater Lifetime Income

A TDF with Lifetime Income Builder uses innovation to drive better participant outcomes. CANNEX validates the power of this solution in some of their latest research. See some of the most insightful data in our white paper summary.

Is Your DC Plan Retirement Ready?

Our product’s structure shifts the added fiduciary responsibilities to the trustee, helping mitigate risk for the plan sponsor. Groom Law Group argues in its white paper that product design is an important driver of risk and should be considered when assessing income solutions.

Protected Retirement Income Solutions

Lifetime income solutions can benefit plan sponsors as well as employees. EY estimates delayed retirement to cost $26k per year per employee. This white paper addresses subjects that sponsors need to know about a new generation of offerings. 

What can we do for you?


Whether you are a representative from a financial institution or a financial professional looking to offer your clients innovative solutions, we look forward to helping you. Contact us today to learn how you can leverage ARS to help build a more secure financial future.

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This website is intended for institutional retirement industry professionals.

• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

This material is not a recommendation to buy, sell, hold, or roll over any asset, adopt a financial strategy, or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition, or particular needs of any specific person.

Lifetime Income Builder will be powered by an insured guaranteed income solution issued by an insurance carrier that the plan fiduciary has determined qualifies for the safe harbor provisions of ERISA section 404. All guarantees and protections are subject to the claims-paying ability of the issuing insurance carrier. Lifetime Income Builder does not directly participate in the stock market or any index. It is not possible to invest in an index. Withdrawals are subject to income tax, and withdrawals before age 59½ may be subject to a 10% federal tax penalty.